Financial peace university
Beginning Wednesday, March 2nd
First Baptist Church of Shawnee is pleased to offer Dave Ramsey's Financial Peace University. The cost of the class has been reduced from $93 to $50. We hope you will take advantage of this unique opportunity to get your finances under control.
We all need a plan for our money. Financial Peace University (FPU) is that plan! It teaches God's ways of handling money. Through video teaching, class discussions and interactive small group activities, FPU presents biblical, practical steps to get from where you are to where you've dreamed you could be. This plan will show you how to get rid of debt, manage your money, spend and save wisely, and much more!
Visit the Dave Ramsey website to learn more.
FPU classes meet for around an hour and a half each week for nine weeks.
See the full nine-week lesson plan.
Meet the Facilitators
Peter and Julie Purin
The Purin's understand the impact that FPU can have on both an individual and a family.
The Purin's Story
We thought we were in a good place financially, only dealing with student loans, one car loan, and our mortgage. Credit card's were paid off, and there wasn't a fear of struggling pay check to pay check. We did not spend money on exorbitant things, but we weren’t the best stewards of our money, either. Even though we always had a basic budget but towards the end of each month we would look back and wonder where did most of our money go? While debt was not strangling us we looked at some of our loans and wondered: "is there an end in sight?"
Our first introduction to Dave Ramsey and his ideas on budgeting, saving, and paying off debt was a little over a year ago. There were no Financial Peace University courses in our area, so we checked out all of Dave Ramsey’s books and read them cover to cover. As we read the books we kept asking ourselves "how in the heck do these people pay off $15,000, $20,000, even $50,000 of debt in just a matter of a few years? These stories are hoaxes; they can’t be real!" Well, after only 18 months we realized that we could also be one of “those stories.”
We started by following Ramsey’s "Baby Steps" process. We already had step one finished (have an emergency fund) and we began step two (pay off all debt with the debt snowball) last January. At that time, we began the envelope system, where if things weren’t auto-deducted from our account we paid cash. Cash is divided up by different sections (for us we have food, entertainment, maintenance, medical, and a few other misc.), and once that envelope is empty for the month we are done spending from that section. It was hard. It is hard, and sometimes we mess up, but persistence pays off. By this summer (18 months total), we will have paid off almost $35,000 in student loan debt! There are still several more steps to go on our journey to financial peace, but knowing what we’ve done so far is encouraging, and we hope we can encourage others by sharing our story.